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  1. Sign in to securely access your Upgrade account. Personal loans, Upgrade Card, Rewards Checking, and Credit Health.

  2. Upgrade offers personal loans, credit cards and a checking account with cash back rewards. To access your account, log in or sign up on the top right corner of the web page.

  3. Attempt to log-in from a different web browser. Attempt to log-in from a different device. If you continue to have trouble logging in, you may need to reset your password. You can reset your password by following these steps: Click here to begin resetting your password. Enter the email address* on file with your account, click Continue.

  4. Login to your Upgrade account and set up autopay in your dashboard. For one time payments that you’ll make each month you can: Pay online in your dashboard. Pay by phone: call (855) 598-1271. Pay by mail: send a personal check, cashier’s check, or money order to: Upgrade, Inc. Lbx #452210. P.O. Box 52210. Phoenix, AZ 85072-2210.

  5. Download the app to manage your Upgrade card or loan, track your credit score, and earn cash back rewards. The app is free and available only on the App Store for iPhone.

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  7. Jul 24, 2023 · Upgrade offers personal loans with low rates and consumer-friendly features, including rate discounts. Read our expert review to learn more.

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