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  1. Eligibility. Welcome to the USDA Income and Property Eligibility Site. This site is used to evaluate the likelihood that a potential applicant would be eligible for program assistance. In order to be eligible for many USDA loans, household income must meet certain guidelines.

  2. To Apply. Other Requirements. Contact. Events. 502 Program Update. On March 8, 2024, Congress passed the FY2024 Budget, which reduced funding for the 502 Direct Loan Program by about a third from the previous year. This will unfortunately limit the number of loans we are able to offer this year.

  3. The Section 502 Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.

  4. Jan 23, 2024 · A USDA home loan is a zero-down-payment mortgage for home buyers in eligible towns and rural areas. USDA loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program, a...

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