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1. • 877-827-3702

     • If you’re having trouble making your mortgage payments, contact your loan servicer right away. They will work with you to try to find a solution to your situation. If you’re nervous about contacting your servicer, or if you’d like our help and advice, please contact a VA loan technician at 877-827-3702.
     www.va.gov › housing-assistance › home-loans

     VA Help To Avoid Foreclosure | Veterans Affairs

2. People also ask

   Can you get a VA home loan if you're struggling?

   • Get help to avoid foreclosure if you’re struggling to make your monthly mortgage payments. VA direct and VA-backed Veterans home loans can help Veterans, service members, and their survivors to buy, build, improve, or refinance a home. You’ll still need to have the required credit and income for the loan amount you want to borrow.

   VA-Backed Veterans Home Loans | Veterans Affairs

   www.va.gov/housing-assistance/home-loans/

   See all results for this question

   How does VA housing assistance work?

   • VA housing assistance can help Veterans, service members, and their surviving spouses to buy a home or refinance a loan. We also offer benefits and services to help you build, improve, or keep your current home. Find out how to apply for and manage the Veterans housing assistance benefits you’ve earned.

   VA Housing Assistance | Veterans Affairs

   www.va.gov/housing-assistance/

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   How do I get a VA loan?

   • You’ll go through a private lender, like a bank or mortgage company, to get this loan. We’ll guarantee part of the loan against loss, which will allow your lender to give you better loan terms, like the option to pay no down payment. How can I buy a home with a VA-backed loan?

   Buying A Home With A VA-Backed Loan | Veterans Affairs

   www.va.gov/housing-assistance/home-loans/home-buying-process/

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   Can I get a certificate of eligibility for a VA home loan?

   • We offer VA home loan programs to help you buy, build, or improve a home or refinance your current home loan—including a VA direct loan and 3 VA-backed loans. Find out if you can get a Certificate of Eligibility (COE) to show your lender that you qualify for a VA direct or VA-backed home loan based on your service history and duty status.

   VA-Backed Veterans Home Loans | Veterans Affairs

   www.va.gov/housing-assistance/home-loans/

   See all results for this question

3. benefits.va.gov › homeloansVA Home Loans Home - Veterans Affairs

   benefits.va.gov › homeloans

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   VA helps Veterans, Servicemembers, and eligible surviving spouses buy, build, repair, or refinance a home with favorable terms and no downpayment. Learn about the VA home loan guaranty benefit, foreclosure avoidance assistance, and other housing-related programs.

4. benefits.va.gov › HOMELOANS › hafHomeowner Assistance Fund - FAQs - VA Home Loans

   benefits.va.gov › HOMELOANS › haf

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   Jan 17, 2024 · As allowable by the state, HAF funds can be applied for assistance with loan payments, as a lump sum to reduce the principal balance of the loan, to help pay off a partial claim or refund modification subordinate lien, and for other specified purposes.

5. Videos

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     Using your VA Home Loan Benefit: Where to Start

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     Using your VA Home Loan Benefit: Working with a Realtor and Lender

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6. www.va.gov › housing-assistance › home-loansVA-Backed Veterans Home Loans | Veterans Affairs

   www.va.gov › housing-assistance › home-loans

   • Cached

   Oct 12, 2022 · VA direct and VA-backed Veterans home loans can help Veterans, service members, and their survivors to buy, build, improve, or refinance a home. Learn about our different loan programs—and how to apply.

7. www.va.gov › housing-assistance › home-loansVA Help To Avoid Foreclosure | Veterans Affairs

   www.va.gov › housing-assistance › home-loans

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   If you fall behind on your mortgage payments, your mortgage servicer (the company that handles collecting the money for your lender) can take your house to cover the money owed. This process is called foreclosure. Find out how our VA loan technicians can help you avoid foreclosure and keep your house.

8. www.va.gov › housing-assistance › home-loansBuying A Home With A VA-Backed Loan | Veterans Affairs

   www.va.gov › housing-assistance › home-loans

   • Cached

   Oct 12, 2022 · Buying a home with a VA-backed loan. Get step-by-step instructions for buying a home through the VA home loan program. What kind of VA-backed loan will I need to buy a home? You’ll need a VA-backed purchase loan. You’ll go through a private lender, like a bank or mortgage company, to get this loan.

9. www.va.gov › housing-assistance › home-loansEligibility For VA Home Loan Programs | Veterans Affairs

   www.va.gov › housing-assistance › home-loans

   • Cached

   Jun 27, 2017 · Learn about VA home loan eligibility requirements for a VA direct or VA-backed loan. Find out how to request a Certificate of Eligibility (COE) to show your lender that you qualify based on your service history and duty status.