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  1. Our savings services help you to be ready when the future arrives–or to cover an unexpected expense. The more you have in your account and the longer you keep your money in savings, the higher rate your dollars earn. Savings Services. Money Market Savings. Retirement, Investments, and Health. Compare savings accounts See rates. Earn up to. 4.48.

  2. A bank routing number is a 9-digit code on checks that identifies which financial institution it is drawn upon. This code is also used to process direct deposits and other electronic transfers through the Automated Clearing House (ACH). Virginia Credit Union's Bank Routing Number: 2 5 1 0 8 2 6 1 5. (This should be a 10-digit number.

  3. Encore Checking. Everyone deserves a second chance. Let’s rebuild your finances and get back on track together. 3. Learn more about Encore Checking. New Members: Find a branch Members: Add an account. Account benefits. Get all our great checking features while practicing good checking habits. Monthly fee. $9.95.

  4. Online Banking. Bank with speed and convenience, whether you’re at your computer or on your smartphone. After you open an account, sign up for online and mobile 1 banking to pay bills, make deposits, and much more. (Prefer phone calls?

  5. History. Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.

  6. Fees (Annual, cash advance, foreign transaction) $0. Intro offer. Intro offer. 0% APR 3 for 12 months on purchases and balance transfers made within 60 days after opening your card. After that, variable APR. A 3% balance transfer fee will apply for transfers during the 60 day introductory period. Intro offer.

  7. Who Can Join Virginia Credit Union? Virginia operates under a state charter in Virginia, offering comprehensive financial solutions tailored to the residents of Virginia. With over 327,000 members, Virginia Credit Union offers a wide range of accounts, including Regular Savings (188,000+), Share Draft (217,000+), Money Market (30,000+), and ...

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