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  1. Estimate your monthly payments, annual percentage rate (APR), and mortgage interest rate to see if refinancing could be the right move. Calculate rates. Rates, terms, and fees as of 4/29/2024 10:15 AM Eastern Daylight Time and subject to change without notice.

  2. Find the right mortgage loan program for your situation. Knowing your options is a good first step. Explore home loan types and mortgage loan options.

  3. Use our locator to search for mortgage consultants in your area. Search locations. Wherever you are in your homebuying journey, Wells Fargo can help guide you through the mortgage process. Find home loan options and get the support you need.

  4. Set up mortgage payment alerts. Check application status. Wells Fargo provides a variety of ways you can access your account information, make payments, and manage your home loan account online using your mortgage dashboard.

  5. Down payments as low as 3%. With Wells Fargo, you may be eligible for a conventional fixed-rate mortgage with a down payment as low as 3%. These home loans may also be layered with gift funds and down payment assistance programs. Keep in mind with a low down payment, mortgage insurance will be required, which increases the cost of the loan and ...

  6. Still have questions? Learn about the mortgage loan process, from preapprovals, home insurance costs, and understanding budgeting before settling on a new home.

  7. Wells Fargo can help you prequalify for a home loan. Provide a few details to determine what you may be prequalified to borrow.

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