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- Current Mortgage Interest Rates
Official page for Wells Fargo home mortgage loans. First-time homebuyer? Our home mortgage consultants can help you get started with a free consultation.
Look up current rates on a variety of products offered through Wells Fargo. Check back periodically as we regularly add new rates pages. Credit card rates. Mortgage and refinance rates. Personal loan rates.
- Minimum Credit Score
- Minimum Down Payment
- Maximum Debt-To-Income (DTI) Ratio
Wells Fargo’s minimum credit score requirements vary by loan type. Your credit score may need to be higher than the minimums shown here based on other aspects of the transaction, such as loan-to-value ratio. Here are the minimum scores Wells Fargo requires: 1. Conventional.620 2. FHA. 640 3. FHA Streamline.600 if the loan requires credit qualificat...
Down payment requirements for a Wells Fargo mortgage also depend on the loan type. Here are the most common loan types with their down payment requirements: 1. Conventional.3% 2. FHA.3.5% 3. VA.0% 4. Jumbo.10.01% You might need a larger down payment depending on the loan amount, property type, property location, your income, occupancy type (primary...
Wells Fargo did not provide the maximum DTI ratiofor any of its loans. A general rule of thumb is to keep your monthly debt payments below 43% of your gross monthly income. However, some loan programs allow a DTI as high as 50%, depending on other aspects of your finances. That means you might not get approved for a mortgage with the minimum credit...
Jan 18, 2024 · Wells Fargo earns 3 of 5 stars for average origination fee. Wells Fargo earns 4 of 5 stars for average mortgage interest rates. NerdWallet analyzes federal data to compare mortgage...
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- Wells Fargo
Jun 10, 2024 · Wells Fargo Mortgage is a mortgage lender good for those with limited credit histories or who prefer a traditional bank with many branch locations. Learn more about Wells Fargo and...
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Compare current mortgage rates across a variety of mortgage products from Wells Fargo. Apply for a mortgage today.