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      • Use Emma to: 💪 ● Manage your money in one place. ● Avoid overdrafts fees. ● Find and cancel wasteful subscriptions. ● Set budgets and track spending. ● Help you payoff debt. ● Keep your credit score in shape. ● Save money and earn interest.
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  2. Personal finance is a mess. Emma helps you take control by connecting all your accounts in one place, helping you set budgets, categorise expenses, track wasteful bank fees & subscriptions and avoid overdraft charges. Download the Emma app and start saving today!

  3. Apr 21, 2023 · Use Emma to: 💪 Manage your money in one place. Avoid overdrafts fees. Find and cancel wasteful subscriptions. Set budgets and track spending. Help you payoff debt. Keep your credit score in shape. Save money and earn interest. Invest in stocks Track and find bank fees. See how your money progresses over time.

    • Add Multiple Accounts
    • Set Budgets
    • Start Your Emma Pro Trial
    • Start Rent Reporting
    • Start Earning Cashback
    • Create Savings Pots
    • Start Investing with Emma
    • Make A Payment
    • Refer A Friend
    • Summary

    Hoorah, you’ve officially downloaded Emma and have connected one of your accounts. The next thing you’re going to want to do is connect all of your accounts. Connecting all your accounts to Emma means you’ll have complete visibility of your finances. The Accounts tab is split into different sections – Everyday, Savings, Investments & if you’re in t...

    Now that your Emma account is linked to a financial institution, creating budgets is extremely simple. First, if you scroll down your Feed tab, you’ll see a message that says “Set up budgets”, tap this to start creating your budget and budgeting period. For most people, your budgeting period might be from the first of the month or the last working ...

    Make the most of what Emma has to offer with a free 7-day trial of our paid subscriptions. Give our Plus, Pro or Ultimate plans a try to find which suits your financial needs best. Gain access to tons of amazing features like on-demand syncs, unlimited bank logins, higher savings interest rates, lower fees when investing the ability to create custo...

    One of our favourite new features in the app is rent reporting which allows you to improve your credit position by simply reporting your rent payments. For many people their rent is their largest expense and rent reporting allows you to make the most of this payment to count towards your credit score! Simply turn on rent reporting in the app direct...

    Emma offers hundreds of amazing cashback and exclusive savings offers in the app! With tons of amazing brands you know and love, Emma can help you make a little extra money when you shop through the app! Whether that be 5% cash back at Boots, 4% at Nike, or 2% at Apple. Simply head over to the save tab and click cashback at the top of the page to g...

    Now that you have your bank accounts connected to Emma, now is the time to make the most of Emma’s savings pots! With pots, you can create and customize as many savings pots as you want! You can easily open a new pot for each of your specific savings goals and set a target amount for each! With Emma’s savings pots you can earn 3.51% AER and feel sa...

    Emma Invest offers more than 2000 US stocks to invest in! You can easily get started investing with as little as £1. Whether you want to make a one-off purchase or set a recurring order you can find the investments that work for you and start to grow your portfolio directly in the Emma app! Remember, when investing, your capital is at risk.

    With Emma it is easy to pay anyone instantly. Easily Send and request money by sending payment links or flashing QR codes. Forget about sort codes and account numbers with Emma and pay back your friends with a tap. With the payments tab you can move money across multiple banks, split a purchase or topup your investment account in seconds. Send a fr...

    By now you’re probably thinking, “yep this app is really good, I’d love to show it to my friends”? With scramble mode, your data will be shuffled and the currency will be changed to ‎¥‎. This means you can take your pals through the app, without worrying they’ll be checking out how much you earn, save, or spend! As a bonus for every successful refe...

    Remember at the start of the article we said there were a whole bunch of juicy features waiting for you in Emma? Well, we hope they’re all a little clearer now! If you have any questions about any of these features, then head to the in-app live chat! And as always, if you thought this article was useful then let us know on Facebook, Instagram, Twit...

  4. Apr 19, 2024 · It is free to download the Emma app and you can get access to a host of budgeting features for free but if you want to benefit from additional budgeting and savings features you will need to sign up for an Emma app subscription.

  5. Join 1.6 million happy customers. We are on a mission to improve everyone's financial wellbeing. Discover Emma's budgeting features and how they can help you achieve your financial goals.

  6. Nov 1, 2023 · Is Emma App free? Yes! Emma is free to use 😁. You'll only be charged if you subscribe to Emma Ultimate, Emma Pro or Emma Plus - you are not subscribed to Emma Ultimate, Pro or Plus automatically. Updated on: 11/01/2023.

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