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- The term circa is commonly used to indicate an approximate or estimated date or time period of something. It comes from the Latin word "circa," which means "around" or "approximately." When you see the abbreviation "c." before a date, it signifies that the date provided is not exact but is close to the actual time frame.
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Mar 25, 2020 · New England Guaranty Insurance Company, Inc., 2020 VT 16 (Feb. 21, 2020), is a good reminder that a suit limitation provision requiring an action to be commenced within one year after the “date of loss,” does not mean within one year of the insurer’s breach.
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- Prior Knowledge Exclusions
- Retroactive Date Exclusions
- Prior and Pending Litigation Exclusions
- Rescission
When a new claim is reported to an insurance company, one of the first things the company does is request information and documents regarding the factual background of the claim. While the purpose of this request is usually characterized as helping the insurance company defend against the claim, the company often has an ulterior motive – to determi...
Even if the control group had no knowledge of facts or circumstances that could give rise to a claim, rendering the prior knowledge exclusion inapplicable, this does not mean the policyholder is in the clear. Claimsmade policies also contain retroactive date exclusions (also known as continuity date exclusions) that apply based on when the underlyi...
Related to retroactive date exclusions are what are known as prior and pending litigation exclusions. For example, a claims-made policy may contain an exclusion precluding coverage for claims arising out of any litigation filed or commenced on or before the pending litigation date. In many ways, this exclusion is similar to a retroactive date exclu...
Even if no exclusion in the policy applies to the claim, the insurance company may try to get out of coverage by rescinding the policy on the basis of omissions or misrepresentations in the application for the policy. Many states have statutes or case law that permit an insurer to rescind a policy – that is, treat matters as if the policy had never...
Does circa mean approximately? Circa does indeed mean approximately in the context of dating or indicating the time period of something. It is often used before a specific date to indicate that the actual date may be slightly different, but is close to the one stated.
Mar 3, 2020 · Insurance litigation frequently involves a request for declaratory judgment or breach of contract claims, based on allegations that an insurer breached its defence or indemnity obligations under ...
Jun 11, 2023 · June 11, 2023. securenow_insuropedia. Five recent insurance related litigations in the Supreme Court and What They Mean for Policyholders. I. Claims can be rejected if material information is not disclosed when buying insurance. Reliance Life Insurance v. Rekhaben Nareshbhai Rathod – Supreme Court litigation.
Nov 22, 2021 · An extract from The Insurance Disputes Law Review, 4th Edition. Recent cases. US courts recently have addressed a number of significant insurance-related issues, including general liability claims ...
