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- Ascertain Basic Elements of Coverage From Declarations Page. The coverage analysis should begin with the declarations page(s) and proceed with the insuring clause(s), the definitions, the exclusions, the conditions, and finally the endorsements.
- Ascertain Whether the Claim Is Within the Insuring Clause. After reviewing the declarations, the in-depth coverage analysis begins with the insuring clause and the definitions of its key terms.
- Examine Definitions. A liability insurance policy usually defines the key terms used in the policy. Definitions are a critical part of a policy because they present the insurer's explanation of what the policy means.
- Ascertain Whether Any Exclusions Apply. The exclusions should not be analyzed until after the declarations, the insuring clauses, and the definitions have been read and analyzed.
Aug 11, 2011 · Because "circa" is used to mean approximately in dates and measures, people would naturally use it to mean approximately even outside of dates and measures, partly due to ignorance of the fact that "circa" is used only for dates and measures, and partly out of inconsideration of the rules of usage.
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What does 'circa' mean?
Why is circa the Pacific Highway incorrect?
What is a policy start date?
Why do people say 'circa' instead of 'nearby'?
Circa is a Latin word that means “around” or “approximately.” It is often used when referring to dates or time periods that are not exact. Roughly, on the other hand, means “approximately” or “inexact.” It is used to describe something that is not precise or accurate. So, which of these two words is the proper one to use?
Nov 10, 2011 · insurance policy analysis can begin. III. Basic Approach – Preparing the Specimen. The first step is to obtain a certified copy of each policy that is potentially triggered. With respect to each policy, be certain that all endorsements listed on the 1 Definitions for bolded terms are located in Appendix 2 of this paper.
Oct 8, 2021 · The retroactive date is typically based on the date from which the insured has had (uninterrupted) professional liability coverage. Retroactive dates often pre-date the policy's inception, potentially providing coverage for claims that arise from acts or omissions taking place prior to the policy's inception date.
Feb 11, 2021 · Define a policy problem identified by your client. 2. Identify technically and politically feasible solutions. 3. Use value-based criteria and political goals to compare solutions. 4. Predict the outcome of each feasible solution. 5. Make a recommendation to your client.
Feb 22, 2010 · The policy document. The policy document reflects the terms of the contract and may influence when cover starts. The policy schedule will generally refer to a “policy start date” or a “risk commencement date”. But there may be no clarification, either in the policy schedule or in the policy itself, about what the date represents.
