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  1. Sep 09, 2020 · Certificates of deposit (CDs) are financial instruments that operate similarly to savings accounts.Found at banks and credit unions, they pay a fixed rate of interest on the money you invest in them.

  2. What is a Certificate of Deposit (CD)? - Definition | Meaning ... › accounting-dictionary

    Certificates of deposit are a special form of term deposits, which are issued for a specific reference period, usually up to 12 months, for a certain amount and a certain interest rate, fixed or variable, traded in the secondary money market.

  3. Certificate of Deposit (Definition, Example)| CD Advantages ... › certificate-of-deposit-cd

    Certificate of Deposit Definition. A certificate of deposit (CD) is a money market instrument issued by a bank to raise funds from the secondary money market. It is issued for a specific period for a fixed amount of money with a fixed rate of interest. It is an arrangement between the depositor of money and the bank. CD is issued in ...

  4. Certificate of Deposit: How Does a CD Work? | Discover › online-banking › banking-topics

    CD minimum deposit. While you can find savings accounts with no minimum deposit requirement, most banks require a minimum deposit to open a certificate of deposit.As you learn how certificates of deposit work, note that minimum deposits can vary depending on the financial institution, but at Discover it’s $2,500.

  5. CD Accounts - Certificate of Deposit (CD) Interest Rates › deposits › bank-cds

    A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term). CDs generally pay a fixed rate of interest and can offer a higher interest rate than other types of deposit accounts, depending on the market.

  6. Advantages and Disadvantages of a Certificate of Deposit for ... › blog › advantages-and

    A great tool for earning interest on your money is a Certificate of Deposit (CD).A CD is essentially an agreement between you and your credit union or bank where you promise to not withdraw any cash within a specific period of time, and in return the credit union or bank pays you a higher rate of interest on the money used to fund the CD.

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