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    • The Best National Banks of 2022 - Business Insider
      • Best online bank: Ally (Member FDIC) Branch and ATM locations: As an online-only bank, Ally doesn't have any branch locations. Ally doesn't have its own ATMs, but you can use over 55,000 ATMs in the Allpoint network in the US for free.
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  2. Aug 01, 2022 · If you're interested in an online bank, read Insider's guide to the best online banks. Wells Fargo (Member FDIC): Wells Fargo has the most branches in the most US states, but its customer...

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  3. Aug 07, 2022 · Based on our expertise, Novo is an online platform we ranked the best for most businesses. Novo portrays itself as “Powerfully Simple Business Banking.” It is inexpensive, straightforward, and offers robust digital tools for small business owners, freelancers, and entrepreneurs to manage their online business finances.

  4. Jul 18, 2022 · The winner: U.S. Bank. Why it stands out: Among the national banks on our list, U.S. Bank has the lowest checking fee, the best rate on a 12-month CD and a good selection of CDs that include a step-up with regular rate increases and a trade-up that lets you switch rates one time if a better one comes along.

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  5. Jul 31, 2022 · Zero-fee savings, checking and money market products, along with industry-leading interest rates make Discover Bank a great option for online banking. Synchrony Bank 0.50% APY – Similar to other banks on this list, Synchrony Bank offers an annual percentage yield that is significantly higher than the national average. If you are looking for a high-yield account to grow your savings, but also want ATM access to your funds, Synchrony is a good choice.

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