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  2. Jan 19, 2023 · Best for having an online business account you can apply for in under 10 minutes Novo is one of the simplest, easy-to-use business checking accounts with free online banking and award-winning customer service. Get started in minutes with an application that takes less than 10 minutes to complete. This quick accept process is fee-free.

  3. NerdWallet's Best Online Banks Alliant Credit Union: Best for Online banks with checking and savings accounts Varo Bank: Best for Online banks with checking and savings accounts One:...

    • Bluevine — Best for Small Business. Visit Bluevine. Earn up to 2.0% interest. No monthly fees or minimum deposits. Unlimited free transactions. Live professional support.
    • Mercury — Best Banking for Startups. Visit Mercury. No overdraft or monthly fees. Earn up to 3.86% on idle cash. Non-US residents can apply. 100% online banking.
    • Lili – Best for Single-Person Businesses. Visit Lili. No minimum balance or hidden fees. Built-in tax accounting tools. Visa business debit card. FDIC insured. Apply today.
    • Novo — Best for Entrepreneurs and Ecommerce. Visit Novo. No monthly fees. ATM fee refunds. No minimum balance. Integrations w/ third-party software. Try it today!