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Apr 1, 2024 · Most online checking accounts are safe, but you should always check to ensure the bank website is not fraudulent and the bank is FDIC-insured. You can use the FDIC’s BankFind tool to...
6 days ago · We compared more than 15 of the best FDIC-insured online banks, examining key metrics including fees, customer experience, product choice, and account features. We also looked at each...
- Chime Spending Account. 4.5. NerdWallet rating. Monthly Fee $0 APY. N/A. Bonus. Learn more. at Chime, Deposits are FDIC Insured. Why we like it. Chime is a mobile-only financial service that has no overdraft fees, plus a feature that lets certain customers overdraw as much as negative $200 without a fee.
- Capital One 360 Checking. 4.5. NerdWallet rating. Monthly Fee $0 APY. 0.10% With $0 minimum balance. Bonus. $150. Requirements to qualify. Learn more. at Capital One, Member FDIC.
- Radius Rewards Checking. 5.0. NerdWallet rating. Monthly Fee $0 APY. 0.10% With $2,500 minimum balance. Bonus. N/A. Learn more. at Radius, Member FDIC. Why we like it.
- Discover Bank Cashback Debit. 5.0. NerdWallet rating. Monthly Fee $0 APY. N/A. Bonus. Learn more. at Discover Bank, Member FDIC. Why we like it. Discover Bank’s checking account lets you earn cash back on certain purchases, and you’ll also have access to 60,000 free ATMs.
- Ally. Ally Bank is a full-service, exclusively online bank. It’s also one of the biggest online banks, and it offers a full suite of banking products, including checking, savings and money market accounts.
- UFB Direct. UFB Direct is a fintech company with banking services provided by Axos Bank. It beats out other online banking saving options with its high 5.25% APY savings account that comes with an optional ATM card.
- Raisin. Raisin is a bit of a unique option and isn’t a bank itself. Previously called SaveBetter, Raisin is a digital marketplace that offers you the ability to compare and open deposit accounts from 40 different FDIC- and NCUA-insured banks and credit unions.
- Quontic Bank. Quontic is a full-service online bank, offering a wide range of banking products with competitive rates. It takes the win for its money market account, which comes with a high 5% compounding APY for all balances.
6 days ago · Our picks for the best online banks are SoFi Bank, Discover Bank, Ally Bank, Varo Bank, LendingClub, Upgrade, Alliant Credit Union, FNBO Direct, Zynlo Bank and...
- Discover Bank
Apr 1, 2024 · Quontic Bank: Best Online Bank Quontic Bank made the list due to its array of digital-forward banking products that charge no monthly fees and come with rewards, high interest rates and access to ...
2 days ago · Axos Bank Rewards Checking: Best Overall Bank Checking Account; PenFed Credit Union Access America Checking: Best Overall Credit Union Checking Account