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      • Your best options to accept credit cards without a merchant account are payment service providers, which offer short-term contracts, low monthly fees, and transparent payment processing fees. Our choices for the best payment service providers include: Square: Best For In-Person Payments Shopify Payments: Best For Easy eCommerce Setup
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  2. Feb 6, 2024 · You can accept payments online without a merchant account by using a third-party payment processor, such as Square, Stripe, or Shopify. Peer-to-peer payment services like Venmo can also be used to accept digital payments as well.

  3. Payfacs therefore offer a solution to accept payments without a merchant account. Instead, the payfac has a master merchant account that it uses to process payments for all the "sub-merchants" in its network, enabling them to accept payments without a merchant account.

    • Square: Best for overall online payment processing. Why we like it: Square charges simple, flat-rate processing fees and integrates with several platforms, allowing you to make online sales through multiple channels.
    • Stripe: Best for API customization. Why we like it: Stripe makes it easy to customize the payment process to fit your business. With extensive documentation and a system designed for developers, you can tweak Stripe’s interface to give your customers a branded checkout experience within your own application.
    • Shopify Payments: Best for e-commerce platform integration. Why we like it: Shopify's setup offers a good foundation for e-commerce businesses. It has competitive transaction fees, 24/7 customer support and the ability to create an online store with strong analytics.
    • Amazon Pay: Best for streamlined checkout. Why we like it: Amazon Pay lets consumers pay small businesses using the payment information saved on their Amazon accounts.
  4. What is the best way to accept payments & credit cards for small businesses without a merchant account? Using a payment service provider is the best way to accept credit cards for small businesses. By using a payment service provider, merchants don’t have to worry about setting up a merchant account and also get access to additional services ...

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  5. Jan 2, 2024 · PayPal for first-time users. Stripe for accessible analytics. Shopify Payments for eCommerce stores. Square for selling both online and offline. HubSpot Payments for B2B sales. Helcim for interchange pricing and volume savings. What is a payment gateway? Payment gateways and credit card processors are critical components of an eCommerce shop.

  6. Apr 17, 2024 · 1. Stax. 866-455-0201. Learn More. On Stax's Website. Free Trial. No. Offers. SAVE or get a $200 gift card + FREE payment equipment* Pricing. Industry-low rates starting at $0.15 batch fee + 0%...