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  1. Search online to find the nearest locations where you can use your CareCredit credit card. If approved for the CareCredit Rewards Mastercard, you can use your card everywhere Mastercard is accepted and earn points on purchases.

    • What Stores Take CareCredit?
    • How to Use CareCredit at Stores
    • Stores That Do Not Take CareCredit

    CareCredit is a health-focused credit card that allows cardholders to pay for medical expenses over time. You can use CareCredit at many clinics, dentists, optical centers, and veterinary offices, among other healthcare providers. You can also use CareCredit at a small number of retail stores to purchase health and wellness products such as over-th...

    Each of the retailers listed above only accepts CareCredit for in-store purchases; you cannot use it on the retailer’s website or mobile app, nor can you use it to place orders over the phone. Additionally, CareCredit purchases at these stores are not eligible for any of CareCredit’s promotional financing offers. You must pay using your physical Ca...

    In the course of our research, we found that the following stores do not accept CareCredit for retail purchases: 1. Albertsons 2. BJ’s Wholesale Club 3. Chewy.com 4. Costco 5. CVS (See our dedicated article on the CVS CareCredit policy.) 6. H-E-B 7. Kroger 8. Meijer 9. Petco (See our related article for Petco’s payment policy.) 10. PetSmart (See ou...

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    • July 29, 1991
    • Managing Editor
    • You can use it only on certain health care purchases. You can use the CareCredit Card at health care and wellness providers that have enrolled in CareCredit.
    • It’s a deferred interest card ... Deferred interest cards like the CareCredit Card offer a no-interest promotional period, but there’s a catch. If you haven’t paid the balance in full by the end of the promo, you’ll owe interest on the entire original borrowed amount, not just the remaining balance.
    • and it can also be a low-interest card. For larger medical expenses, you can opt for longer-term financing at a lower interest rate, without a 0% intro APR promo.
    • Your account is available immediately upon approval. You can’t always predict when you’ll be subject to a big medical bill, but you can use a new CareCredit Card account the moment your application is approved, even if your physical card hasn’t arrived in the mail yet.
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  3. Care credit usually gives you 6, 12, 18 or 24 months with 0% interest, but it MUST be paid off within that timeframe (even if you have to balance transfer it to another card at the end). So if you can follow those parameters, then it is a great option.

  4. Jan 18, 2024 · CareCredit is accepted by over 260,000 healthcare providers nationwide, including primary care physicians, pharmacies and labs. Cardholders may use a CareCredit card to pay for copayments,...

  5. May 7, 2024 · With the CareCredit Credit Card you can benefit from a 0% APR period of 6, 12, 18 or 24 months, for purchases of $200 or more. But that's deferred interest ; if you fail to make minimum monthly payments along the way, or you don't pay off your full balance by the end of the 0% period, interest will be charged from the original purchase date.

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