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Best bank bonuses for savings. Alliant Credit Union The Ultimate Opportunity Savings: $100 bonus offer. Barclays Online Savings: $200 bonus offer. TD Bank savings: $200 bonus offer. Best checking ...
- Our Favorite Rewards Checking Accounts
Upgrade offers its Rewards Checking customers 2% cash back...
- PNC Virtual Wallet Spend
PNC Bank has high overdraft fees but it also offers some...
- Our Favorite Rewards Checking Accounts
Apr 10, 2024 · 2024’s Best Bank Account Bonuses. Best: Account. Best Feature. Checking Account Overall. Axos Bank Rewards Checking Account. Up to 3.30% APY. Savings Account Overall. SoFi Checking and Savings Account.
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- Bankrate’s Picks For The Best Consumer Bank Account Bonuses in April 2024
- A Closer Look at The Top Consumer Checking Account Promotions
- A Closer Look at The Top Savings Account/Money Market Account Bonuses
- A Closer Look at The Top Consumer Bank Account Referral Bonuses
- A Closer Look at The Top Business Checking Account Bonuses
- Why Banks Have Sign-Up Bonuses
- What to Watch Out For
- How Are Bank Account Bonuses Taxed?
Best checking account bonuses
1. Chase (Private Client): $3,000 bonus 2. Citibank: Up to $2,500 bonus 3. Huntington National Bank: Up to $600 bonus 4. BMO: Up to $400 bonus 5. PNC Bank: Up to $400 bonus 6. Axos Bank: $300 bonus 7. Wells Fargo:$300 bonus 8. SoFi: up to $300 bonus 9. Chase Bank: $300 bonus; $100 bonus for college students 10. M&T Bank: Up to $200 bonus 11. Bank of America: $200 bonus 12. KeyBank: $100 annual bonus
Best savings account/money market account bonuses
1. Wells Fargo: $525 bonus 2. Barclays: $200 bonus 3. TD Bank: $200 bonus 4. Alliant Credit Union: $100 bonus after a year 5. BMO: Up to $60 bonus in a year
Best referral bonuses
1. American Airlines Federal Credit Union: $25 for each family member referral up to a maximum of $250 2. Axos Bank: $50 for a referral and $50 to the referred customer 3. Chase Bank: $50 for each referral up to $500 4. Chime: $100 for a referral and $100 to the referred customer 5. M&T Bank: $50 for a referral up to $500 6. TD Bank: $50 for a referral and $50 to the referred customer up to $500 7. Marcus by Goldman Sachs: Additional 1 percent promotional rate increase for three months – up t...
Chase Bank (Private Client): Up to $3,000 bonus
You can earn up to $3,000 for opening a Chase Private Client Checking account by April 17. To get the bonus, you’ll need to: 1. Meet with a Private Client Banker by the promotional deadline. 2. Transfer at least a total of $250,000 of money or securities from outside the bank over to Chase within 45 days. The Chase Private Client checking account has a $35 monthly maintenance fee if you don’t keep at least $150,000 more in this account or in linked deposit accounts or investment accounts at C...
Citibank: Up to $2,500 bonus
Citibank is offering up to $2,500 to customers who open a new checking account by July 8. To qualify for the bonus, funds must be deposited within 20 days after opening the account. The account balance after 20 days determines the bonus amount. 1. Making a minimum deposit of $30,000 and maintaining that minimum balance can earn you $500. 2. Making a minimum deposit of $300,000 and maintaining that minimum balance can earn you $2,500. Other important information about this offer: 1. Customers...
Huntington National Bank: Up to $600 bonus
Huntington Bank has two checking account bonuses available for both consumers and business owners. Through June. 7, you can apply to earn: 1. $400 for opening a Perks Checking account and making cumulative deposits of at least $1,000 within 90 days of the account opening. 2. $600 for opening a Platinum Perks Checking account and making at least $25,000 in cumulative deposits within 90 days of the account opening. These offers are valid only for residents of Colorado, Illinois, Indiana, Kentuc...
Wells Fargo: $525 bonus
New Wells Fargo customers can earn $525 by opening a savings account by April 1. 1. You’ll need to open the account at a branch with at least $25, and you’ll need to have at least $25,000 in the account within 30 days. You’ll then need to keep at least a $25,000 balance for at least another 90 days. Wells Fargo earned 3.6 out of 5 stars in Bankate’s review. Wells Fargo is based in San Francisco.
Barclays: $200 bonus
Customers who are new to Barclays can earn $200 for opening a Barclays Savings account. 1. You’ll need to deposit at least $25,000 into the account within 30 days. 2. You’ll need to keep at least $25,000 in the account for 120 consecutive days. 3. The bonus will be credited to the account within 60 days after the requirements have been completed. This bonus offer started March 4 and ends May 3. Terms apply. Barclays earned 4.1 out of 5 stars in Bankate’s review. Barclays Bank Delaware is base...
TD Bank: $200 bonus
You can earn $200 by opening a new TD Signature Savings or TD Simple Savings account. 1. A deposit of at least $10,000 from funds outside of TD Bank is required into a new TD Signature Savings or Simple savings account and a balance of $10,000 or more must be maintained for 90 days to earn this bonus. 2. This bonus offer ends June 30. 3. Customers who’ve had a personal money market account or savings account with TD Bank in the previous 12 months are ineligible for the offer. 4. You also won’...
American Airlines Federal Credit Union: $25 for a family member referral
American Airlines Federal Credit Union members can earn $25 for each family member referred, with a maximum of 10 referrals per calendar year. The number of referrals is capped at 10 for 2024. 1. The family member receiving the referral must open an account starting Jan. 1, and ending Dec. 31. 2. “REFER25” must be entered as the promo code. 3. The person who refers you needs to include your name and email address. American Airlines Credit Union earned an overall rating of 4.4 out of 5 in Bank...
Axos Bank: $50 for a referral and $50 to the person you referred
Current Axos customers have the opportunity to earn and give $50 for referring a friend to the Essential Checking account. To qualify for the bonus, your friend must: 1. Use your referral link from Axos Bank’s website and open an Essential Checking or Rewards Checking account. 2. Not have owned an Axos Bank account. 3. Use your personalized referral link. 4. Receive a direct deposit of at least $1,000 within the first 90 days. If all requirements are met, both parties will receive $50 in thei...
Chase Bank: $50 for each referral up to $500
Current Chase customers can earn $50, up to $500 per calendar year, for each friend who opens a qualifying checking or savings account. For you to qualify, your friend must: 1. Use your personalized referral link. 2. Open a Chase Total Checking, Chase College Checking account or another eligible account. 3. Be in good standing at the time of payout. The bonus your friend receives depends on the type of account she opens and whether she completes the qualifying activities outlined in the bonus...
Huntington National Bank: $100, $400 or $1,000 bonus
You can earn up to $1,000 by opening the following new business checking accounts at Huntington National Bank: 1. Business Checking 100: Get a $100 bonus with a minimum deposit of $2,000. 2. Unlimited Business Checking: Get a $400 bonus with a minimum deposit of $5,000. 3. Unlimited Plus Business Checking: Get a $1,000 bonus with a minimum deposit of $20,000. Here’s what you need to do to earn these offers: 1. Open one of the accounts listed by April 30. 2. Make the aggregate deposits needed...
PNC Bank: $200-$1,000 bonus
Opening a new PNC business checking account, business checking plus account, analysis business checking account or treasury enterprise plan can help your business earn a bonus. Opening a new business checking account or business checking plus account can earn you a $200 bonus if you meet certain requirements. 1. Maintain an average ledger balance of at least $5,000 during all of the first three statement cycles. 2. Complete 20 or more eligible debit card purchases during the first three state...
Axos Bank: earn up to $400 bonus
Small businesses can open a business checking account at Axos Bank to earn up to a $400 bonus. For this offer, you’ll need to open a Business Interest Checking account or a Basic Business Checking account and complete requirements. For this offer, you’ll need to: 1. Use the NEW400 code when you apply for the Axos business checking account. 2. Deposit money into the new account within 30 days of opening it. 3. You can earn $75 for each statement cycle (up to $300), during the first five statem...
Banks use sign-up bonuses to distinguish themselves from others in the industry. Cash bonuses also help financial institutions bring in new customers and new deposits. Banks are particularly inclined to offer bonuses in a rising interest rate environment, when the spread between the interest rate they offer customers for deposits versus the interes...
Not every bank account bonus is a good deal. Before signing up, read the fine print and be realistic about your ability to meet the requirements. Watch out for sky-high minimum balance requirements and monthly fees that could eat into your earnings. If you’re applying for a checking account, make sure it’s a good match that meets your needs. For ex...
The Internal Revenue Service (IRS) taxes any bank account bonuses you earn at the same rate as your income, which is between 10 and 37 percent in 2023. Ahead of tax season, your bank will likely send you a 1099-INT form if you earned a bonus of more than $10. Alternatively, the bonus may show up on a 1099-MISC form. Your bank may also choose not to...
1 day ago · Annual percentage yields (APYs) and other account details are accurate as of May 1, 2024. Citi Simplified Checking account bonus: Earn Up to $2,500. SoFi Checking and Savings Account : Up to $300 ...
- Cassidy Horton
- What banks offer free checking accounts?The best free checking accounts primarily come from online banks like Axos Bank, Quontic Bank and Discover Bank. All of these institutions have low...
- Which bank has the best checking account bonus?Banks currently offering generous bank bonuses for checking accounts include Citi, Bank of America, Citizens Bank and Truist. Numerous banks offer...
- What are the best savings account promotions?One of the best savings account promotions currently available is from TD Bank. You can earn a $200 cash bonus by opening a new TD Simple Savings A...
- How to switch banks?Switching banks is a fairly simple process. Here’s how to do it: Open your new bank account first. Transfer your current bank balance to your new a...
- Should I switch banks to claim a new account bonus?Although the idea of getting paid to open a new bank account is attractive, qualifying for a bank bonus isn’t always a sufficient reason—on its own...
- What bank has the best signing bonus?The banks listed on this page currently have the best sign-up bonuses. This includes Citibank, TD Bank, Truist, Chime and CIT Bank.
- How do you get a $300 bonus from Bank of America?To get a $300 bonus from Bank of America, you will likely need to combine offers by opening multiple accounts. BoA promotions are typically only av...
- Are bank bonuses taxable?Yes, bank bonuses are considered taxable income, so you will need to report anything you earn alongside your regular income on your taxes. Consider...
- How can you get $200 from Chase?To get a $200 bonus from Chase, you’ll need to open a Chase Total Checking® account and set up direct deposit within 90 days. You’ll receive the bo...
- Why do banks offer bonuses for opening an account?Banks and credit unions offer bonuses for opening accounts to attract new customers. A bonus may entice people to choose a particular bank over oth...
Current bank account promotion offers range from $50 to $4,000. Generally, brick-and-mortar banks are more likely to offer bank account bonuses to new customers than online banks or banking platforms.
- How can I get a SoFi $300 bonus?New SoFi Checking and Savings customers, or existing customers who haven't set up direct deposit yet, can get a $300 bonus if they receive direct d...
- Does Wells Fargo have a checking account bonus?Yes. Wells Fargo is offering a $325 checking account bonus on its Wells Fargo Everyday Checking Account.
- How do I get the Chase $200 checking account bonus?New Chase personal checking account customers can get a $200 cash bonus by opening Chase Total Checking® with a coupon code and setting up a direct...
- Is opening a bank account for the bonus worth it?Depending on your balance, a cash bonus could potentially allow you to earn more money than a high interest rate would. However, be mindful of comm...
- Why do bank accounts have bonuses?Banks have bank account bonuses to draw in new customers. Bonuses also help create a distinction between competing banks that may offer similar int...
- Can I receive more than one bank account bonus?You usually can't receive more than one bank account bonus with the same bank within a certain amount of time. The bank account cash bonus disclosu...
- Do I have to pay taxes on bank account bonuses?Yes, you do have to pay taxes on your bonus. When you file taxes for the year, you'll report the sign-up bonus as income and pay income tax.
2 days ago · Bonuses of $300, $750 and $1,500 are available for deposits of at least $5,000, $20,000 and $100,000, respectively. Huntington business checking account bonus: Up to $1,000. Huntington Bank will ...
6 days ago · Earn This Bank Account Bonus. Any direct deposit amount. $300 bonus for Chase Total Checking. $1,000 or more in qualifying electronic deposits (within 90 days) $325 bonus for Wells Fargo Everyday ...
