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Ally

Through the Ally mobile app you can set up savings or spending buckets that let you save for separate goals, like an "Emergency fund" and "Travel Account." You can also use the Surprise Savings feature to evaluate how much you can afford to save in your checking account, then automatically transfers extra money into savings up to three times per week. Ally offers 24/7 live customer support, both over the phone and via chat. You can also find nearby ATM locations while using the app. Cons:Some...

Capital One

The Capital One mobile app is rated the highest in customer satisfaction among national banks, according to a 2022 JD Power Online Banking Satisfaction Study. You can use the bank's app to deposit checks, track your credit score, or monitor your bank account. Cons: If you're also set on earning a high interest rate on a bank account, bear in mind that other online banks may have more competitive savings or CD rates right now. Capital One 360 Review

Charles Schwab

Charles Schwab lets you invest, save, and spend in the same app. You can use the app to deposit checks or make lists to help monitor market trends. Cons: Some of our other top picks have better Google Play ratings. You must also invest with Charles Schwabto open a checking account. Charles Schwab Review

Why You Should Trust Us: Experts' Advice on the Best Mobile Banking Apps

We consulted banking and financial planning experts to inform these picks and provide their advice on finding the best mobile banking app for your needs. Here's what they had to say about mobile banking apps. (Some text may be lightly edited for clarity.) What should I look for in a mobile banking app? Mykail James, MBA, certified financial education instructor, BoujieBudgets.com: "What kind of push notifications do they offer? Do they offer push notifications for when you swipe your card or...

Methodology: How Did We Choose the Best Mobile Banking Apps?

To choose our favorite banking apps, we only looked at apps with at least 5,000 reviews in both the Apple and Google Play stores. Then we narrowed it down to apps with strong average ratings in both stores. We selected apps for banks that are available in a large chunk of the US. This could mean that a bank has branches in multiple US states, or that it operates online. Our top picks have competitive products that set them apart from other institutions. For example, a bank may pay high intere...