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  1. Accounts. Share Savings: Your standard savings.Use it for what you need, how you need it; Holiday Club: Start your seasonal planning with this convenient dividend-earning share.

  2. Direct deposit Have your payroll, Social Security, and other sources of income automatically deposit to your Visions accounts from sources like: your employer, pension or 401(k) provider, and the US Treasury.

  3. Choose Your Terms. From as short as 3-Month Share Certificates to as long as a 60-Month Share Certificate, our members can take advantage of flexible terms with excellent rates.

  4. Accessing your score is easy. Simply log into your online or mobile banking and select FICO® Score from the Services menu. Please note that first-time users will need to accept the terms and conditions.

  5. Personal Loans No collateral required; Limits up to $30,000 (based on income and creditworthiness); Borrowers can be age 18 or older (credit cards are available for teen members with parental consent)

  6. Our Location. Our office is located right off the highway and just down the street from the IBM buildings where our credit union first started. Our branch is a full-service location that houses a coin-counting machine, software to reset forgotten PINs for your cards, and more.

  7. Our Location. Located within the heart of the Apalachin community, we consider our office "small but mighty." Although our building may look small from the outside, we are a full-service location for all of your banking needs, featuring a drive-up ATM, a free coin counting machine, and a staff committed to helping you reach your financial goals.

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