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  1. Find out the latest mortgage refinance rates and learn how to use a mortgage calculator to estimate your monthly payment. See how to lock in an interest rate, compare APRs and refinance options, and access helpful resources and tools.

  2. Compare refinance rates and terms for conforming loans of $300,000 to $349,999 with 80% LTV and excellent credit. Rates may vary by state, loan amount, documentation type and other factors.

  3. In some instances, it may make sense to refinance your mortgage if refinancing may lower your interest rate. How can I use a mortgage calculator to estimate my interest rate? You can use a free mortgage calculator to get a potential interest rate and payment estimate based on your needs and goals.

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