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  1. Only individuals who have a Royal Bank of Scotland account and authorised access to Digital Banking should proceed beyond this point. For the security of customers, any unauthorised attempt to access customer bank information will be monitored and may be subject to legal action.

  2. The following criteria applies for buy to let mortgage applications: You're a UK resident aged between 18 and 80. Your expected rental income to be at least 125% of your monthly interest payments. You have at least a 25% deposit, or 35% for any new build houses or flats. The property is worth at least £50,000.

  3. Step 2: Apply for your mortgage online with NatWest. Apply online with NatWest or contact us to make an appointment to speak to a Royal Bank of Scotland mortgage adviser. Save your application progress online and come back whenever you like. Apply online with NatWest.

  4. Only individuals who have a Royal Bank of Scotland account and authorised access to Digital Banking should proceed beyond this point. For the security of customers, any unauthorised attempt to access customer bank information will be monitored and may be subject to legal action.

  5. Capital and interest. Your payments are made up of interest and capital. You gradually repay the loan over the term of your mortgage. With a repayment mortgage you pay interest on the amount you borrowed and this is included in your monthly instalments. Make all your repayments and by the end of the mortgage term you'll have paid it all off.

  6. We've been busy giving Manage your Mortgage a fresh new look. Don't worry, you're in the right place. We've updated the account security and added even more services which we think you'll like.

  7. Click the 'Your services’ menu and select the ‘Consent to Let’ option: Please complete, print, and return the ‘Acceptance of Letting Conditions’ form found through the online portal. Make sure all the mortgage account holders sign the document. Pay the initial £120 Consent to Let fee when you start the application. Return your ...

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