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Aug 5, 2004 · We began our discussion last week on the importance of proper designation of beneficiaries in estate planning documents, such as Wills and Living Trusts, and on beneficiary designation forms for life insurance, IRA’s, 401K’s and certain bank accounts. The most common planning phrase used is per stirpes.
Apr 9, 2024 · What Are The Differences Between Per Stirpes vs. Per Capita? Ultimately, these designations determine whether the assets or death benefits are divided among listed beneficiaries (per capita), or passed down to heirs (per stirpes) should one of the listed beneficiaries pass away before the grantor.
Oct 18, 2022 · There are two possible ways to designate this distribution: either ‘per stirpes’ or ‘per capita’. Choosing one method of distribution over another can have a major impact in how one’s assets are ultimately distributed, so it is important to fully understand these terms prior to drafting a will.
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Jun 24, 2023 · The European insurance industry is dominated by a few large multinational companies, such as Allianz SE (ALV.DE), AXA SA (CS.PA), and Zurich Insurance Group AG...
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Oct 10, 2023 · Ohio has a regulation issued by its Department of Insurance on matching. The Ohio Administrative Code 3901-1-54(I)(1)(b) requires: The issue whether matching of undamaged property is covered may come down to what constitutes a “reasonably comparable appearance.”