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  1. To purchase flood insurance, call your insurance company or insurance agent, the same person who sells your home or auto insurance. If you need help finding a provider go to FloodSmart.gov/flood-insurance-provider or call the NFIP at 877-336-2627.

  2. Requiring flood coverage better protects you from potentially expensive out-of-pocket repairs. Federally backed mortgages typically require flood insurance for properties located within flood zones. In 2022, approximately 18% of Florida homeowners carried flood insurance.

  3. General. Citizens will be closed on Monday, September 2, for the Labor Day holiday. To report a loss during this time, submit a claim via myPolicy24/7 or contact our toll-free Claims Reporting Center at 866.411.2742. Citizens will resume regular business hours on Tuesday, September 3.

  4. Jan 27, 2023 · All existing personal residential policies renewing on or after July 1, 2023 – that include wind coverage and are located in the special flood hazard area as defined by the National Flood Insurance Program (NFIP) – are required to have flood insurance.

  5. Jun 28, 2022 · How Do I - For the Public. How Do I? National Flood Insurance Program (NFIP) Last Updated: 06/28/2022. Was this page helpful? Yes. No. Flooding is America's number one natural disaster, and all it takes is a few inches of water to cause major damage to your home and its contents.

  6. May 28, 2024 · Flood Insurance. Call (855) 596-3655 to speak with a licensed insurance agent and get quotes for car, home, or renters insurance. Florida flood insurance costs an average of $853 per year for a policy from the National Flood Insurance Program. Coverage is more expensive in coastal areas.

  7. Find an insurance provider in your state or territory. Find out whether you are required to buy flood insurance, why you would want to, what's covered and the types of coverage, and how to buy in this FEMA guide.

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