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View our Annual Report and Accounts and other information about Lloyds Banking Group
This document contains certain forward looking statements with respect to the business, strategy and plans of Lloyds Banking Group and its current goals and expectations relating to its future financial condition and performance.
View and download Lloyds Banking Group's annual report documents back to 2000.
2014 Annual Results. Financial highlights. Strong results with a profit of £3.2bn (2013: £3.2bn) and a combined ratio of 88.1% (2013: 86.8%) Excellent Return on Capital of 14.7%1 (2013: 16.2%) Robust capital and reserves which increased by 11.2% to £23.5bn (2013: £21.1bn) Strong and stable ratings with Fitch’s upgrade to ‘AA-’ in June.
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Lloyds Banking Group plc provides a range of banking and financial services to individuals and businesses in the United Kingdom and internationally. The company operates through five segments: Retail, Commercial Banking, Consumer Finance, Insurance, and TSB.
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During 2014 we set out eight strategic priorities that we believe to be critical to our future success as a business: Market Oversight, Ease of Doing Business, Market Access,
