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A Financial Responsibility Insurance Certificate (SR-22) is required by the Texas Transportation Code Chapter 601 to verify that you are maintaining motor vehicle liability insurance. A SR-22 can be issued by most insurance providers and certifies that you have the minimum liability insurance as required by law.
Oct 27, 2023 · Learn about SR-22 insurance, its purpose, and how it affects your driving privileges. Get insights into obtaining and maintaining SR-22 certification.
May 7, 2024 · Reviewed by John McCormick Fact checked. Why you can trust Insurance.com. An SR-22 is a proof of financial responsibility form required by the DMV or a court order. It's not a type of insurance; it's a form filed by your insurance company that proves you have state-mandated liability insurance.
Apr 23, 2023 · An SR-22 verifies that an individual has vehicle insurance that meets the coverage required by the state for reinstatement of driving privileges. The COFR is sometimes known as SR-22 insurance, but it is important to clarify that it is not a type of auto insurance.
Jul 31, 2023 · An SR-22 assures the state that a driver has sufficient insurance coverage. Not all drivers are required to file an SR-22. Usually, this form is necessary because the state has determined a driver to be high risk. Reasons include: DUI or DWI conviction. Driving without a license. Driving without insurance.
Essentially, an SR-22 is a certificate of insurance that proves a driver has the minimum required auto insurance coverage mandated by the state.
An SR-22 is a specific form filed by your auto insurance company with your state's department of motor vehicles (DMV). Simply put, an SR-22 is proof you're carrying the minimum amount of liability insurance coverage required by your state. An SR-22 is also referred to as a Certificate of Financial Responsibility, an SR-22 Bond, or an SR-22 Form.
