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  1. Now, bring it all home. Baby Step 6 is the big dog! Your mortgage is the only thing between you and complete freedom from debt. Can you imagine your life with no house payment? Learn how extra money put towards your mortgage can save you tens (or even hundreds) of thousands of dollars in interest with our Mortgage Payoff Calculator.

    • 9 min
    • Save $1,000 for Your Starter Emergency Fund. Only 32% of Americans say they can pay cash for a $400 emergency.That means 68% of them are borrowing, selling or going into debt when life happens.
    • Pay Off All Debt (Except the House) Using the Debt Snowball. Debt’s good for one thing and one thing only: holding you back. But you don’t want to be held back.
    • Save 3–6 Months of Expenses in a Fully Funded Emergency Fund. The debt is gone. Goodbye, debt. Talk to you never. Now, you’re going to build up that emergency savings fund so it’s strong enough to stand up to bigger problems, like job loss.
    • Invest 15% of Your Household Income in Retirement. For some people, retirement can seem like tomorrow’s problem. But that kind of thinking will leave you working for the rest of your life.
    • Save $1,000 for your starter emergency fund.
    • Pay off all debt (except the house) using the debt snowball.
    • Save 3–6 months of expenses in a fully funded emergency fund.
    • Invest 15% of your household income in retirement.
  2. Sep 20, 2021 · 💵 Create Your Free Budget! Sign up for EveryDollar ⮕ https://ter.li/6h2c45 📱Download the Ramsey Network App ⮕ https://ter.li/ajeshj 🛒 Visit The Ramsey Sto...

    • 8 min
    • 1.9M
    • The Ramsey Show Highlights
  3. Stuck Between Baby Steps 5 & 6 - YouTube. 114K views 7 years ago. Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1qVisit the Dave Ramsey store today for...

    • 5 min
    • 116.9K
    • The Ramsey Show Highlights
  4. www.ramseysolutions.com › ramseyplus › baby-stepsBaby Steps App - Ramsey

    The 7 Baby Steps are the proven plan to help you win with your money. For more information, check out Dave Ramsey's 7 Baby Steps.

  5. Baby Step 6: Pay Off Your Home Early Now, bring it all home. Baby Step 6 is the big dog! Your mortgage is the only thing between you and complete freedom from debt. Can you imagine your life with no house payment? Any extra money you can put toward your mortgage could save you tens (or even hundreds) of thousands in interest.

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