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  1. Flood insurance is available to anyone living in one of the almost 23,000 participating NFIP communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance.

  2. Lowering your flood risk can lower your costs. Learn more about mitigation strategies and related discounts. Find information on flood insurance, claims, and steps to prepare for flooding in your area.

  3. National Flood Insurance Program (NFIP) provides affordable insurance to property owners and encourages communities to adopt and enforce floodplain management regulations.

  4. Apr 23, 2019 · You can purchase a flood insurance policy if your community participates in NFIP, even if you don’t live in a high-risk flood zone, or Special Flood Hazard Area. How to buy: Up to $250,000 in building coverage and up to $100,000 in contents coverage for single-to-four family residential structures.

  5. Jul 2, 2021 · Look for renewal reminders from your insurance company and the National Flood Insurance Program (NFIP) in the weeks leading up to your policy expiration date. You can also check your policy declaration form or call your agent to know when it is time to renew your policy.

  6. Anywhere it rains it can flood. Learn more about how flood insurance can protect your home or business from devastating flood damage. Contact Floodsmart.

  7. Protect your home from costly flood damage. Get flood insurance today and receive an average claim payment of $68,000. Learn more about your flood risk and coverage options.

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