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  1. To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth. This example is based on an estimated monthly benefit of $1000 at full retirement age.

  2. The normal retirement age (NRA) is the age at which retirement benefits (before rounding) are equal to the "primary insurance amount." The table below shows how NRA varies by year of birth for retirees.

  3. Aug 7, 2023 · The first step in understanding where Social Security will fit into your retirement plan is to identify your full retirement age. From there, you can use the full retirement age chart to calculate how your benefits would change if you begin taking benefits early or if you delay claiming.

  4. The current full retirement age is 67 years old for people attaining age 62 in 2024. (The age for Medicare eligibility remains at 65.) See Benefits By Year Of Birth for more information.

  5. Mar 7, 2024 · The full retirement age to receive full Social Security benefits will vary by birth year, ranging from 65 to 67. Claiming Social Security before your full retirement age reduces your...

  6. Apr 4, 2023 · Full retirement agealso called normal retirement age—is the age when Americans receive full Social Security benefits. Your full retirement age varies depending on the year you were born.

  7. The earliest a person can start receiving Social Security retirement benefits will remain at age 62. Use the Social Security full retirement age calculator to find out when you are eligible for unreduced retirement benefits based on your birth year.

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