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  1. Current Refinance Rates. Our competitive mortgage rates are backed by an experienced staff of mortgage professionals. We update the interest rate table below daily, Monday through Friday, so you have the most current refinance rates available. Use our mortgage calculator to get a customized estimate of your mortgage rate and monthly payment.

  2. Mortgage rates can change daily, sometimes more than once a day. If you’re watching rates, it’s helpful to know .25% (a quarter of a percentage point), roughly equals a $30 change in your monthly payment. Interested in looking back at rate trends?

  3. Mar 28, 2024 · The most influential factor in your refinancing mortgage rate is the current interest rate climate. For example, the average 30-year mortgage rate increased from about 3% at the beginning of 2022 ...

  4. Refinance rates valid as of 19 Mar 2024 08:45 a.m. Central Daylight Time and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance.

  5. 2 days ago · The national average 15-year fixed refinance interest rate is 6.51%, down compared to last week's rate of 6.68%. The average rate on a 15-year mortgage is lower than the rate on the more popular ...

  6. For instance, a refinance rate of 5% can save you $52.58 a month compared with a rate of 5.5% on a loan balance of $200,000 with a 15-year term. Over the life of the loan, you save about $9,465 ...

  7. The mortgage rates below are sample rates based on assumptions. Use our calculator to see estimated rates today for mortgage and refinance loans based on your specific needs. Customized purchase rates

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