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  1. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal. Call 1-877-GOLDEN 1 (1-877-465-3361) for current rates. Apply Online

  2. Android version 8.0 or newer. iOS version 13.0. For security purposes, the app will only work with up-to-date specs as described above. If your phone or tablet cannot be updated to these specifications, please use Online Banking at golden1.com to access your accounts.

  3. 2100 (2022) Website. golden1.com. Golden 1 Credit Union (or Golden 1) is a credit union headquartered in Sacramento, California. Golden 1 currently serves its members throughout California with more than 70 branches and over 30,000 CO-OP ATMs nationwide. [2]

  4. Golden 1's online bill payment service puts you in control. You can receive and pay bills, schedule recurring payments, and track your payment history. To get started, sign on to Mobile or Online Banking.

  5. Book an appointment with Golden 1 Credit Union, one of the largest and most trusted credit unions in California. Manage your accounts, savings, and bills online or in person.

  6. California's Leading Credit Union SM. Join Us. When you become a member of Golden 1 Credit Union, you’re part owner of a not-for-profit financial institution that pays you back in the form of lower rates on loans, higher returns on savings, and more free services.

  7. You deserve to save wherever you can, and we're here to help. We offer free checking as well as interest-earning checking accounts. We also have special accounts for seniors, and youth accounts designed to help teens and college students build independence and responsibility.

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