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      • You can begin the mortgage process by visiting a branch or home loan center, contacting a home loan advisor or filling out Golden 1's online mortgage application for preapproval. The Golden 1 website has a directory of home loan advisors, listed by location. You can click on a name to get contact information and reach out to one directly.
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  2. Refinance. with low rate home loans. Our low rates and variety of home loan programs can help you shorten the length of your loan and save on your monthly payments. Apply Now Learn More. Equity. lines of credit. Remodeling? Need extra cash? Tap into the value of your home. We have a great home equity option. Apply Now Learn More.

  3. Install the app. Look for Golden 1 Home Loans in your App Store ® or Play Store ™! Apply. Fill out the loan application within the app itself. Upload digital documents. Securely upload your documents or link directly to your bank and tax accounts. Calculate payment options. Calculate different payment scenarios.

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  5. We have options to meet your needs and help you achieve your dreams. Golden 1's Equity My Way SM Line of Credit is secured by your home, so you can get a better interest rate than a traditional installment or consumer loan. Plus, you can borrow up to $500,000, and the interest may be tax deductible 2.

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  7. Check Home Loan Rates Save Big When Buying Your First Home. Our On My Way Homeownership Program can help you secure thousands of dollars towards your down payment and closing costs.

  8. Apply Now. Personal Line of Credit. A Golden 1 Personal Line of Credit offers you the ability to conveniently borrow money with some unique benefits. This unsecured loan differs from a home equity line of credit by giving you immediate access to emergency funds without having to put your home (or other assets) up as a guarantee to repay the funds.

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    Highest Satisfaction for Mortgage Origination, 2010-2017 - J.D. Power

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