Search results
Preview health insurance plans & prices. Enter your ZIP code and answer a few questions about your estimated income and household members. Get help estimating your income. You'll find health insurance plans with estimated prices available to you.
- Health Insurance Plans & Prices
Get estimated prices on 2024 health plans before you apply....
- Get Ready to Enroll
A time outside the yearly Open Enrollment Period when you...
- Health Insurance Plans & Prices
Mar 25, 2024 · Find health insurance options and learn how to enroll through the Health Insurance Marketplace, from the Affordable Care Act (ACA), also known as Obamacare.
Learn how the Affordable Care Act (Obamacare) improved health coverage and made it more affordable through income-based subsidies. Find a plan. Please provide your zip code to see plans in your area.
- What does Obamacare cover?All Obamacare / Marketplace health plans are required to offer a core comprehensive set of benefits, known as essential health benefits,[efn_note]“...
- Who qualifies to enroll in Obamacare through the Marketplace?You can enroll in ACA-compliant individual/family health coverage through your state’s Marketplace (or a DE or EDE if you’re in a state that uses H...
- Who’s eligible for financial assistance with Obamacare coverage?But eligibility for financial assistance in the Marketplace involves a few additional criteria.[efn_note]“Subsidized coverage” HealthCare.gov, Acce...
- How much is Obamacare per month?If you buy health coverage through the Marketplace, the monthly premium you pay is going to depend on several factors, including: The specific plan...
- When is Obamacare enrollment?In most states, open enrollment for ACA-compliant individual/family health plans runs from November 1 through January 15, though you will need to e...
- How do I sign up for Obamacare?You can enroll in an Obamacare plan online, by phone, with a paper application, or in-person. The majority of the states use HealthCare.gov as thei...
- What should I know about buying Obamacare / ACA-compliant coverage through the health insurance Mark...There are several things to keep in mind when you’re buying coverage: Most Marketplace enrollees qualify for premium subsidies.[efn_note]“Effectuat...
- Are there different types of Obamacare plans?In the individual/family and small-group market, health plans sold since 2014 must fit into one of four: Bronze, Silver, Gold, or Platinum. (There...
- What are the pros and cons of Obamacare?The pros of the Obamacare legislation include the fact that individual/family health insurance: is now guaranteed-issue,[efn_note]“Affordable Care...
- Is there still a penalty for not having health insurance?In most states, no. The federal penalty included in the ACA was eliminated at the end of 2018. But there are some states that have instituted their...
- What Is The Affordable Care Act?
- How Does Obamacare Work?
- What Does Obamacare Cover?
- Pros and Cons of Obamacare
- How Can I Get Obamacare?
- How Does The Affordable Care Act Make Health Insurance Cheaper?
- What Are The Types of ACA Health Insurance Plans?
- When Is Open Enrollment For ACA Plans?
The Affordable Care Act is known by a few names: 1. ACA 2. The more formal Patient Protection and Affordable Care Act 3. Obamacare 4. The amended Health Care and Education Reconciliation Act Enacted in 2010 and created under the Obama administration, the health insurance legislation goes well beyond a health insurance marketplace (at HealthCare.gov...
The ACA helps people get health insurance who may not otherwise get coverage because of lack of workplace health insurance, their finances or preexisting conditions. People who have household incomes between 100% and 400% of the federal poverty level can receive premium tax credits to lower health care costs and make critical procedures and medicat...
ACA plans must cover these 10 essential health benefits, at a minimum: 1. Ambulatory patient/outpatient services 2. Emergency services 3. Hospitalization 4. Laboratory services 5. Maternity and newborn care 6. Mental health and substance use disorder services, including behavioral health treatment 7. Pediatric services, including oral and vision ca...
The ACA expanded health insurance to millions of Americans and implemented vital coverage protections, but Obamacare does have drawbacks, namely it’s costs if you don’t qualify for tax credits and subsidies.
There are several ways to get Obamacare. 1. Apply online. Create an account on HealthCare.gov and use the tools to find the best affordable health insurance planfor your family. 2. Apply by phone.Call the Marketplace Call Center at 1-800-318-2596 for guidance and to enroll by phone. 3. Apply by mail.When you mail a paper application, you can receiv...
The use of premium tax credits (PTCs) helps families pay for health insurance purchased via the health insurance marketplace. Only certain individuals qualify for the premium tax credit and must complete Form 8962 with their tax returns. Requirements to qualify for premium tax credits can include: 1. Low household income or receive unemployment 2. ...
There are four different “metal levels” of health insurance plans under the Affordable Care Act: 1. Bronze 2. Silver 3. Gold 4. Platinum Each metal tier has different costs. Your exact costs vary by insurance company, where you live and other personal factors, such as your age. Bronze and Silver plans have the cheapest premiums but higher out-of-po...
Open enrollmentbegins every year on November 1 and ends on January 15 in most states for ACA marketplace plans. Some states with their own state exchanges, such as California and New York, may have longer open enrollment periods. During open enrollment, you can choose or change an ACA plan. Health plan offerings and costs often change each year, so...
Still need health insurance? You can enroll or change plans if you have certain life events or income, or qualify for Medicaid or CHIP.
Find Individual & Family ACA Marketplace plans in your state. If you buy your own health insurance for you or your family, the health care Marketplace is for you. The Marketplace (also called the Exchange) is where ACA health plans are sold. You might also hear these plans called Exchange plans or Individual & Family plans.
