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  1. Feb 21, 2024 · What Is an HMO Health Insurance Plan? An HMO is a health insurance plan that contracts with a network of physicians, hospitals and medical specialists. An HMO plan covers only the cost of...

    • Elizabeth Rivelli
  2. Sep 21, 2021 · What companies provide HMO plans? Many health insurance providers offer HMO plans. You can purchase an individual HMO plan through a private carrier, through the ACA marketplace, or through your employer. Some of the health insurance companies that sell HMOs include: Blue Cross Blue Shield; Aetna; Cigna; Humana; UnitedHealthcare

    • Elizabeth Rivelli
  3. The main advantages of an HMO health plan include: Usually lower premiums, deductibles and cost-shares compared to other types of health plans. A PCP to help coordinate your care. No need to file health insurance claims. What’s the difference between an HMO and a POS plan?

  4. Jul 28, 2023 · Health Insurance 101: What Is an HMO? What are the pros and cons of this type of insurance plan? Written by Lauren Smith, MA | Reviewed by Mera Goodman, MD, FAAP. Updated on July 28, 2023. Picking a health insurance plan isn’t the easiest.

  5. www.ehealthinsurance.com › health-plans › hmoWhat's an HMO? - eHealth

    Health Maintenance Organization (HMO) plans are a popular type of managed care health insurance that provides comprehensive coverage while encouraging a focus on preventive care. HMO plans operate through a network of healthcare providers and facilities, allowing members to access medical services within the network.

  6. Mar 2, 2022 · An HMO health insurance plan is for you if you’re looking for a lower monthly premium cost, want a lower out-of-pocket cost for prescriptions, and don’t mind using only in-network providers or using a referral from your primary care doctor to see a specialist.

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