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  1. 5 reasons to download our app. If you have misplaced your card, you can lock and unlock it on the app. Take control of your spend by locking/ unlocking certain transaction types or setting a daily/ monthly budget. Set up a Direct Debit, pay your credit card or view your last 2 years statements. Request a PIN reminder or unblock your PIN.

  2. If you decide that a Royal Bank of Scotland credit card best suits your needs, you can check your eligibility before you choose to apply. This happens at the start of your application and lets you know your indicative credit limit and whether you'll be accepted, before a full credit check is completed. 5. Complete the application.

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  4. Are you looking for a credit card that suits your needs and budget? Apply for a credit card with Royal Bank of Scotland and enjoy a range of benefits, such as no annual fee, low interest rates, cashback rewards and more. You can compare our credit cards online and find the right one for you in minutes. You can also manage your credit card online or via the mobile app, and get help and guidance ...

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