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  1. Online mortgages are provided by NatWest which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Royal Bank of Scotland may receive a fee based on a percentage of any mortgage entered into for this referral.

  2. Buy to Let mortgages. To apply for a buy to let mortgage with RBS you must be aged between 18 and 70 and looking to borrow at least £25,000 over a minimum of 3 years. You will be able to borrow a maximum of 75% of the property’s market value or 65% if it is a new build property.

  3. Customers. Royal Bank of Scotland has paved the way in banking since it was established. From the world’s first overdraft, and the first house purchase loan by a UK bank, to the first fully-fledged internet banking service, the bank has a history of making life easier for its customers. The bank is committed to serving communities and putting ...

  4. It means 'loan-to-value' and is the percentage of the property's value that's being covered by the mortgage. You may see 95% mortgages described as '95% LTV'. If your mor tgage is £200,000, and your property is valued at £250,000, your LTV is 80%. LTV is a percentage figure that reflects the amount of your property that is mortgaged.

  5. Make an appointment to speak to a Royal Bank mortgage adviser, on a phone or video call. Call us on 0800 056 0567. Opening hours: Mon-Fri 8am-6pm, Sat 9am-4pm, Sun Closed. Excluding public holidays. Relay UK: 18001 0800 056 0567.

  6. Log-in to our 'Manage my Mortgage' portal to view the available mortgage deals and get your personalised quote. Once you've decided on your new deal complete the process online. You'll need your: mortgage account number. surname. date of birth. and mortgaged property postcode.

  7. Jan 31, 2024 · If you borrow £178,000 mortgage over 25 years initially at 4.63% fixed for 60 months reverting to 6.99% variable for term. 60 monthly payments of £1002.56 and 240 monthly payments of £1214.16. Total amount payable £351,932.00 includes loan amount, interest of £173,552, valuation fees of £0 and product fees of £0.

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