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Applying for your refinance loan. Once you’ve found a refinancing solution that fits your personal preferences, needs and budget, it’s time to apply for your loan. Select your lender and complete your application in person or (depending on your lender) over the phone or online.
Important Disclosures and Information. View rates, learn about mortgage types and use mortgage calculators to help find the loan right for you. Prequalify or apply for your mortgage in minutes.
Learn the steps, benefits, and considerations of the home buying and loan process. Explore mortgage, refinance and home equity options.
Use this refinance calculator to see if refinancing your mortgage is right for you. Calculate estimated monthly payments and rate options for a variety of loan terms to see if you can reduce your monthly mortgage payments.
Whether you are buying a new home, refinancing your existing one, or tapping into your home equity, Bank of America has the home loan solutions you need. Explore the various financing options and rates, apply online, and get personalized support from our home loan experts.
Bank of America offers VA refinance loans to existing Bank of America home loan clients only. With an adjustable-rate refinance loan, your interest rate may change periodically. View rates for 5y/6m, 7y/6m and 10y/6m ARM options and refinance today.
Refinancing to a fixed-rate mortgage is a good choice if you: Think interest rates could rise in the next few years and you want to keep the current rate. Plan to stay in your home for many years. Prefer the stability of a fixed principal and interest payment that doesn't change.
