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  1. Sep 25, 2013 · A spouse can choose to retire as early as age 62, but doing so may result in a benefit as little as 32.5 percent of the worker's primary insurance amount. A spousal benefit is reduced 25/36 of one percent for each month before normal retirement age, up to 36 months. If the number of months exceeds 36, then the benefit is further reduced 5/12 of ...

  2. Jul 28, 2023 · To qualify for Social Security spousal benefits, one must meet specific criteria, including age and marital status. Firstly, one must be at least 62 years old and the spouse must be eligible for retirement benefits. The design of these parameters aims to provide a safety net for couples when they reach retirement age, especially if one partner ...

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  4. Oct 2, 2023 · The spousal benefit maxes out at 50% of the retired worker’s primary insurance amount. So, if the worker’s primary insurance amount is $2,000 and the spouse applies for benefits at 62, they ...

  5. Apr 12, 2024 · Your Social Security payment is reduced by two-thirds of $300, or $200, making your total benefit amount from all sources $900 per month ( [$800 - $200] + $300). An ex-spouse may be eligible for ...

  6. Enter your spouse’s retirement benefit estimate at their full retirement age or PIA. If you are eligible for retirement benefits, you can also scroll to the bottom of the screen to estimate the potential benefits your spouse could receive based on your earnings history by entering their date of birth, and age when they would elect to begin ...

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