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    • $20

      • You need at least $20 to open (or $5 with payroll deduction or automatic transfers from another Golden 1 Credit Union account), and there's no monthly minimum required to earn interest.
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  2. If you live or work in California, you are eligible. Just open a Golden 1 savings account with $1. Non-Californians may join if they are a family member or registered domestic partner of a current Golden 1 member, or a member of one of nearly 1,000 Select Employee Groups. Become a member today and discover the credit union difference.

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    • Savings Accounts

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    • Golden 1 Credit Union Regular Savings Account Review
    • Golden 1 Credit Union Free Checking Account Review
    • Golden 1 Credit Union CD Review
    • Golden 1 Credit Union Money Market Account Review
    • How Golden 1 Credit Union Compares

    The Golden 1 Credit Union Regular Savings Accountis a great if you're looking for a free savings account, and it offers an unlimited number of monthly withdrawals with no excess withdrawal fee. You can find higher savings rates elsewhere, though.

    The Golden 1 Credit Union Free Checking Account is one of the credit union's strongest products. There's no minimum opening deposit or monthly service fees. You also have free access to over 30,000 free ATMs through the Golden 1 and CO-OP ATM networks.

    Golden 1's CDs pay decent interest rates, but you'll find the best CD ratesat online banks. You'll also only need $500 to open a CD, which is less than what other financial institutions require. Be mindful of high early withdrawal penalties, though.

    You may like the Golden 1 Credit Union Money Market Account if you're willing to maintain a high balance on your account — you'll earn a very low rate on balances under $10,000. However, there's no easy access to your account with an ATM card or paper checks, so it might be difficult to get money in a pinch.

    We compared Golden 1 Credit Union to two other financial institutions from our best banks and credit unions in California guide: Bank of America and Citi. Picking your favorite among these three financial institutions may largely depend on whether you'd prefer national banking or regional banking. Bank of America and Citiare both national banks, wh...

  3. Apr 26, 2024 · You need at least $20 to open (or $5 with payroll deduction or automatic transfers from another Golden 1 Credit Union account), and there's no monthly minimum required to earn interest.

  4. Jan 11, 2022 · The minimum opening requirement is $500, and there are several rate tiers in which reaching a higher minimum, such as $100,000, can mean slightly higher rates. Terms range from three months to...

  5. Feb 2, 2023 · Low initial deposit: The minimum deposit required to open a savings account and become a member of Golden 1 Credit Union is $1. No monthly fees: This account doesn’t charge a monthly fee or a ...

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  2. The WesBanco One Bank Account Was Designed With The Features You Need To Bank Anywhere. Includes Advance Paycheck Access, Zelle, Credit Monitoring, Overdraft Protection & More.

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